TStrain

Six tips for keeping your expenses in check if you’re getting away this holiday season.

Goals-based investing provides opportunity to come out stronger and more resilient than before.

The opportunity to increase revenue, reduce cost and avoid risk through managing for sustainability is real. The smart investors know that — and are acting on it.

Do you ever feel like the holiday season comes with an unwritten script you struggle to follow? From buying the perfect gifts to hosting the ideal holiday party to posting that flawless family photo on Instagram, the pressure to conform to societal expectations can be especially overwhelming during the holidays. In its annual holiday mental health poll, the telehealth platform Sesame found that nearly two-thirds (64%) of U.S. adult respondents reported an increase in stress levels during the holiday season.

Overconfident investors are more likely to sell after a market crash, locking in losses and missing out on market recoveries, says a paper published in the Journal of Behavioral Finance this year.

I tend to overspend during the holidays, so I asked a financial planner about spending strategies. She told me that using buy now, pay later services or opening up new credit cards are often bad ideas. Instead of chasing deals or going into debt, she said I should start a conversation about my budget.

GICs faded from view when short-term interest rates dropped near zero. An astute GIC shopper could at best find yields equalling the rate of inflation. Investors were more inclined to hold bonds and stocks, which were providing a much higher return.

What are the pros and cons of retiring early vs. retiring late? How should you decide when you should retire?

From the words of Steve Jobs to all-star athletes to fired-up parents, here are quotes and mantras that have helped startup founders stay focused and energized.

These alternative strategies can help you achieve the best retirement possible.