Life Insurance

A study put out by TD Insurance shows that a large number of Canadians are not talking about insurance with their families. This could leave their families at risk!

Many people put off looking at their life insurance as it’s not the most exciting topic in their world. It’s extremely important but you should know a few things about life insurance before you start shopping.

Are you looking for a financial advisor? There are a lot of different certifications out there. In my opinion the CFP (Certified Financial Planner) designation is the one to look for. Check out this blog article to see why!

A lot of people assume that they have a Group Insurance Plan so they’ll be covered if they can’t go to work due to sickness or Injury. Are you sure? Do you know the ins and outs of your plan? I can help…

You break a bone in your daily life, whether it’s at work or when you are out playing, you go to the doctor and get an X-Ray. As long as that X-Ray shows that you have a broken bone, we send that to the insurance company and you get a set amount of money.

When you are shopping for life insurance, a lot of people are not aware of some very simple differences between term and permanent insurance. This two part video series is setup to shed some light on most important factors you need to be aware of before you make your purchase.

Critical Illness is an insurance policy, where you protect yourself from 25 illnesses – including Heart Attack, Life Threatening Cancer, and Stroke. If you are diagnosed with those or one of the 22 other illnesses by a doctor, survive 30 days (for most illnesses)… you receive a lump sum of money. That’s IT! You can choose what you’d like to use that money for.

Mortgage insurance is owned by the bank. It is put into place by the bank and is there to protect the banks balance sheet rather than your family. Each and every time you move or refinance your mortgage you must re-qualify medically for coverage and if you have had a change in health and now you don’t qualify, you are left without coverage. With individual life you own the policy and it follows you wherever you move… it’s not attached to your mortgage.