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There are a lot of expenses that, although they are common and, in some cases, annual, we don’t think to plan for them in our budget. Here are a few I think you should work into your budget this year.

With so much love in the air during this valentine-giving season, what could possibly disrupt our amorous feelings? Talking about money. So here are some tips on how to do it with your partner.

How the Bank of Canada and Federal Reserve’s message on rates signals a strong recovery

Tighter money means financial volatility and economic uncertainty, writes The Economist

Despite our best intentions, sometimes we end up saying yes to everything and leaving very little to no time for ourselves. One simple word will set you free. Repeat after me: No.

“Buy the dips” means purchasing an asset after it has dropped in price. The belief here is that the new lower price represents a bargain as the “dip” is only a short-term blip and the asset, with time, is likely to bounce back and increase in value.

Stock market dips are like your kids: Each one is different in its own wonderful (and, yes, sometimes infuriating) way. This week’s short-lived market slide was a case in point.

Now that omicron is everywhere, capacity restrictions and business closures are once again in effect in Ontario and Quebec, Canada’s two most populous provinces. The Bank of Canada now needs to weigh these new risks facing the economy before deciding on the timing of its next rate hike.

Capital Economics says COVID-19 is just one of five potential unknowns that could disrupt forecasts this year.