TStrain

Sometimes you have to learn to dance with the curveballs.

After months of waiting, it finally happened on Monday. The mortgage market’s most closely watched indicator, the five-year government of Canada bond yield, rose to levels not seen since prior to the pandemic being declared in early 2020.

The low-hanging fruit of the pandemic economic recovery has been eaten. As a result, the expansion is entering a new phase — with new risks.

The past 18 months have been financial mayhem. To end this year strong is to remove unnecessary financial speed bumps to welcome more money and happiness into your life.

The market has had a great run, but some fear that it is too stretched and vulnerable as we enter two months with a bad reputation for market pain. This is why investors should ignore those fears and focus on the bigger picture.

If you haven’t asked for a bump in compensation lately, you may be missing out on what recruiters and career coaches say is a golden opportunity due to a tight labour market.

A lot of personal finance is warning people about risk, and no risk has been talked about more in the past dozen or so years than rising interest rates.

Given the choice between more time or more money, which would you pick?

Buying a car, new or used, is a big decision — and you might be tempted to rush in without considering potential pitfalls that come with the purchase. Here are seven mistakes to avoid when you’re shopping for a car loan.

From the skinny on glue sticks to thoughtful tips on how to manage homework, The Globe and Mail has collected sage back-to-school advice – from kids, for kids.