TStrain

21
Sep

Understand the double-tax problem that faces Canadians with holding companies

If you’re a business owner in Canada today you may count yourself unlucky because the government has made a number of tax changes over the past several years which are designed to take more money from your pockets and put more in the government’s coffers.

18
Sep

I don’t have a pension, so how do I determine when I can retire?

How much is enough? Answering that question is one of the most important things you, or you and your financial adviser, need to do — and the sooner the better.

15
Sep

5 Ways To Take Your Summer Mindset Into September

Struggling with the ‘September Scaries’? Discover five science-backed tips to keep the calm and balance of August alive as you navigate the hectic transition into fall.

13
Sep

Should you cut holes in your football socks or wear an ice vest while cycling? Experts on the truth behind 11 sports hacks

After a summer of elite sport, here is the scientific evidence behind the tricks used by top athletes to up their game – and whether it’s worth giving them a go.

4
Sep

Who’s afraid of the big bad variable rate mortgage?

Forward rate markets, where traders bet on future rates and hedge interest rate risk, suggest we’ll see significantly lower rates by the time this Bank of Canada cutting cycle is over.

1
Sep

I inherited $250,000 from my grandmother and regret how I spent it. I wish I had overcome my fears around money sooner.

Sara Faith Jacobsen inherited $250,000 in January 2021 but didn’t have a plan for the money. After spending most of her inheritance, she sought help from a financial advisor to rebuild.
Now, she has a new job and an understanding of money with plans to save and invest.

30
Aug

Why You Should be Wary of Financial or Retirement Advice from Social Media

Here is why it’s important to get financial advice from accredited professionals instead of online gurus.

28
Aug

FP Answers: Which assets require probate and is there any way to reduce these costs?

A reader seeks help with $4-million estate made up of cash, three properties, $52,000 RRIF and $100,000 TFSA.

25
Aug

Budget-Friendly Living: Five Tips To Keep More Money In Your Pocket

If your pockets are bleeding cash from all ends with no solution in sight! Here are a few helpful ways to keep more money in your pocket.

23
Aug

Back-to-school shopping? Seven savings hacks every parent can use

These budgeting hacks will ensure you don’t overspend and that your kids won’t go without, Lesley-Anne Scorgie writes.