TStrain

Financial planning experts say over-contributing beyond a TFSA’s annual limit is a common mistake people make and can lead to tax penalties.

Many retailers offer buy now, pay later programs to encourage spending. Understand the risks, including how your BNPL data could affect your credit score.

Crisis, what crisis? The momentum of markets can be relentless. Shares tend to grind higher over time as consumers spend, entrepreneurs innovate and companies grow. Earnings per share for American firms have risen by 250% or so over the past 15 years. For any event to have a meaningful impact, at least for longer than a few days, it must harm such dynamism.

Here’s how to spot it and shift your mindset.

Fraudsters are increasingly posing as actual financial heavyweights and using AI deepfakes to target investors on social-media platforms such as WhatsApp and Facebook.

It’s not too soon to explore what age-in-place home improvements, and home-care cost options (and alternatives) are available for yourself and aging family members, Lesley-Anne Scorgie writes.

We go to all sorts of lengths, often unconsciously, to hide from what has hurt us. But only by attuning to pain can we hope to heal.

FP Answers: There are several strategies for maximizing cash flow when mandatory withdrawals start in your retirement fund.

The bill has the potential to more than double the tax applied to dividends from U.S. companies.

The Economist’s estimate of their impact will be updated every month.